Job Description

The role

NEXT is a fast-moving business where data drives our decisions. We have an opportunity for an Insight Aanalyst to join our Credit and Risk Analytics team within Finance. You will help manage our £1.3B credit portfolio, using data to understand our 3 million credit customers and evolve how we work.

You will be part of a team responsible for setting the lending strategy that keeps NEXT moving forward. This position is based at our Head Office and sits at the heart of our financial operations. You will use industry-standard tools like SQL, Python, and Databricks to turn complex data into clear, actionable insights that improve our customer proposition and business profit.

What you’ll take on

Drive Strategy: You will design, test, and implement strategy changes that help grow the business while maintaining a responsible lending approach.
Identify Opportunities: Through complex analysis of multiple data sources, you will pinpoint risks and opportunities within our current processes.
Collaborate Across the Business: You will work with Senior Analysts and teams across Marketing, Tech, and Customer Experience to deliver portfolio strategies that work for everyone.
Own the Narrative: You will build and present reporting to internal stakeholders, becoming an expert in the commercial and regulatory aspects of our lending activity.

What you’ll bring

Analytical Experience: You have at least 2 years of experience in an insight-based strategy or analyst role, ideally within financial services or consumer lending.
Technical Proficiency: You are confident using SQL or Databricks to analyse data. Knowledge of Python is an advantage.
Problem-Solving Mindset: You enjoy getting stuck into complex challenges and have the drive to join the dots across different sources of information.
Communication Skills: You can speak with clarity and conviction, making it easy for others to understand your insights and support your recommendations.

We don’t expect you to tick every box. If you have a desire to learn fast and a passion for using data to make a difference, we want to hear from you.

#LI-DC1

About Us

You know Next, but did you know we’re a FTSE-100 retail company employing over 35,000 people across the UK and Ireland. We’re the UK’s 2nd largest fashion retailer and for Kidswear we’re the market leader. At the last count we have over 500 stores, plus the Next Online and it’s now possible to buy on-line from over 70 countries around the world! So we’ve gone global!

About some of our Benefits

25% off most NEXT, MADE*, Lipsy*, Gap* and Victoria's Secret* products (*when purchased through NEXT)
Company performance based bonus
Sharesave scheme
On-site Nursery available; OFSTED outstanding in all areas
10% off most partner brands & up to 15% off Branded Beauty
Early VIP access to sale stock
Access to fantastic discounts at our Staff Shops
Restaurants with great food at amazing prices
Access a digital GP and other free health and wellbeing services
Free on-site parking
Financial Wellbeing - Save, track and enhance your financial wellbeing
Apprenticeship - Grow and develop on the job whilst gaining a qualification
Direct to Work - Discount online and instore, collect your items the next day for free from your place of work or local store
Support Networks - Access to Network Groups to empower and celebrate each other
Wellhub - Discounted flexible monthly gym memberships, with apps, PT sessions and more

Conditions apply to all benefits. These benefits are discretionary and subject to change.

We aim to support all candidates during the application process and are happy to provide workplace adjustments when necessary. Should you need support with your application due to a disability or long-term condition, feel free to get in touch with us by email headoffice_careers@next.co.uk (please include 'Workplace Adjustments' in the subject line), or call us on 0116 284 2486 and leave a voicemail.

Consumer Credit Insight Analyst

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